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Credit; Electronic Instruments | Validity of Electronic Credit Instruments in Brazil: 3 Legal Insights on What Court Decisions Require for their Validation

Brazilian financial institutions, fintechs, and retailers (via BaaS) offer credit to consumers generally through Bank Credit Certificates (CCBs) and other credit instruments, issued via digital channels. It is crucial for lenders to understand the requirements the Brazilian courts demands for the validation of digitally issued and signed securities in consumer

It is essential that Brazilian board members, directors, executives, and administrators have adequate protection to actively manage companies without risking their personal assets being compromised due to the regular exercise

Retail companies that offer commercial bonuses or discounts in their business dealings with suppliers and wholesalers may be entitled to PIS and COFINS tax recovered. This entitlement stems from the

Digital platforms may now be held liable for systemic failures in removing unlawful content and will face new governance, moderation, and transparency obligations in Brazil. The changes arise from Decrees

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