Informação de credibilidade
Credit transactions between Brazilian borrowers and local and foreign lenders are commonly entered into through a Loan Agreement, whose credit is also represented by a Promissory Note. Although widely used by financial institutions, fintechs, funds and financiers in general, it is common to see formatting and substance errors in Promissory
In the structuring of a real estate development in Brazil the possibility of the developer withdrawing from the project is a crucial prerogative guaranteed by the Brazilian Real Estate Incorporation
The Brazilian tax reform, after decades of legislative debates on the subject, is advancing towards the implementation of a Value Added Tax (VAT) on a national level, achieved by unifying
The Brazilian Civil Rights Framework for the Internet (MCI) established, under Article 19, that internet service providers could only be held liable for damages arising from third-party content if they
Retail companies in Brazil that offer credit cards or personal loans to their customers should not be classified as financial institutions, this is the prevailing understanding of Brazil’s Superior Labor
Raising funds in Brazil via the offering of tokenized Receivables Certificates (CR) through crowdfunding platforms is becoming an important option for small business companies. In compliance with the conditions of
Managing personal assets goes beyond managing them on a day-to-day basis; it involves protecting them from the risks inherent in professional and business activities, ensuring their perpetuation and optimization for
The increasing globalization of economic and financial relations has boosted the international flow of capital out of Brazil, whether by individuals or through asset management holdings, notably those that operate
The Brazilian Supreme Federal Court (STF) has declared the constitutionality of the extrajudicial procedures set forth in Law No. 14,711/2023, thereby strengthening the security and modernization of Brazil’s Legal Framework
The use of artificial intelligence (AI) technologies for performance monitoring is already a reality in many Brazilian companies. Tools that analyze corporate emails, workflows, and productivity levels are being incorporated
Corporate fundraising through the issuance of Brazilian Real Estate Receivables Certificates (CRI) and Agribusiness Receivables Certificates (CRA) reached BRL11 billion and BRL5.9 billion, respectively, in the T1 2025, and should
Smart contracts are computer codes that automate the execution of programmed tasks, and their efficiency has been widely reported in Brazil. These contracts can bring many benefits to contractual relationships,
The recent Decree nº. 12.499/2025 adjusted the additional IOF-Credit rate for legal entities, reducing it from 0.95% to 0.38%. Although this represents some relief compared to the previous proposal, the
Provision No. 194/2025 of the National Justice Council (CNJ) is now in effect and brings significant innovation to the effectiveness of collections and enforcement proceedings in Brazil. See below the
São Paulo Office
Rua Joaquim Floriano 1052, 6º Andar
Itaim Bibi, São Paulo, SP
04534-000
Phone: +55 11 4420.3077
Porto Alegre Office
Av. Dr. Nilo Peçanha 2900, cj. 801
Chácara das Pedras, Porto Alegre, RS
91330-001
Phone: +55 51 3012.3029
New York Office
300 Park Avenue
New York, NY, United States
10010
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