Banking; Fintech | Updating ‘Banking as a Service’ (BaaS) Contracts in 2026: 7 Critical Points for Providers and Contracting Institutions
2026 will be the year in which financial and payment institutions, and other institutions authorized by the Brazilian Central Bank (Bacen) must update their contracts and governance structure related to services characterized as ‘Banking as a Service’ – BaaS. The Brazilian Joint Resolution No. 16 set December 31, 2026 as